Terms & Conditions Generator

Generate a Terms & Conditions page for your website, app, or online store in seconds.

Free · Client-side · No signup

Enter Website / Business Details

This tool generates a draft for your convenience only. It is not legal advice. Please have the final document reviewed by a qualified advocate before signing, notarising, or filing it.

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Your Terms & Conditions draft will appear here once you fill the form and click "Generate Terms".

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What Are Terms & Conditions?

Terms and Conditions (T&C), also called Terms of Service or Terms of Use, is a legal agreement between a website or app operator and its users, setting out the rules for using the platform. It typically covers acceptable use, intellectual property ownership, payment terms, limitation of liability, and how disputes are resolved. While not every website is legally required to have a T&C page, any site that processes payments, allows user accounts, hosts user-generated content, or wants to limit its legal liability should have one in place — it is one of the primary tools by which a business defines and limits its exposure to legal risk from its own users.

Why Every Website Needs Clear Terms

Without published Terms and Conditions, a website operator has very limited ability to enforce rules against misuse, limit liability for service outages or errors, or establish clear payment and refund expectations. For e-commerce sites in particular, Terms and Conditions work alongside a Refund/Cancellation Policy to set customer expectations and reduce payment disputes and chargebacks. For SaaS and app businesses, Terms define what a subscriber is actually paying for and under what conditions the service can be suspended or the subscription cancelled.

How This Generator Works

Provide your website or app name, URL, company/business name, contact email, the type of business you run, and your governing jurisdiction. The tool tailors specific clauses — particularly the payments section — based on whether you selected an e-commerce store, blog, SaaS product, service marketplace, or mobile app, and assembles a complete Terms and Conditions document covering acceptable use, intellectual property, user conduct, limitation of liability, termination, and governing law. Everything is generated locally in your browser.

Key Sections Explained

The intellectual property clause protects your site's content, branding, and code from being copied or reused without permission — this matters even for a simple blog, since content scraping is a real and common problem. The limitation of liability clause caps your legal exposure if something goes wrong on your platform — a service outage, a third-party product defect, or user-generated content — protecting the business from open-ended claims. The governing law and jurisdiction clause determines which court will hear disputes; setting this to your own city or state means you won't have to defend claims in a distant, inconvenient jurisdiction chosen by a user.

Displaying Your Terms Correctly

Beyond simply publishing your Terms and Conditions, make sure users have a clear opportunity to review them — a visible footer link is the minimum, while requiring an explicit checkbox acceptance during signup or checkout provides stronger evidence of agreement if a dispute later arises about whether a user was bound by your terms.

Terms & Conditions vs Privacy Policy

These are two separate, complementary documents and both are usually required. Terms & Conditions govern the relationship and conduct rules between you and your users — what they can and can't do, payment terms, and liability limits. A Privacy Policy, by contrast, specifically explains what personal data you collect and how you use it, which is a distinct legal requirement under India's Digital Personal Data Protection Act, 2023, and under most international frameworks if you have users outside India. Most websites publish both documents, linked from the footer of every page.

Frequently Asked Questions

Is a Terms & Conditions page legally required for my website?

There's no single blanket requirement for every website, but if you process payments, collect user accounts, or host user content, having clear Terms significantly reduces your legal risk and is considered standard practice.

What's the difference between Terms & Conditions and a Privacy Policy?

Terms & Conditions govern how users may use your site and limit your liability; a Privacy Policy specifically explains what personal data you collect and how it's used, which is a separate legal requirement.

Can I use the same Terms for my app and website?

Generally yes, if they offer the same service, though apps sometimes need additional clauses for things like in-app purchases or device permissions — review and adjust as needed.

Do I need a lawyer to finalize my Terms and Conditions?

For a small blog or simple site, a well-drafted self-generated draft is often sufficient, but for e-commerce, SaaS, or any business handling significant payments or user data, legal review is strongly recommended.

How often should I update my Terms and Conditions?

Review them whenever your business model, pricing, or data practices change, and at least once a year to ensure they still reflect current law and your actual operations.